221) Insurance project all tables list

 Insurance project all tables list

Here is the complete layout of all 70 insurance database tables, organized into a multi-column table where each section name serves as the column header, and its respective table names are listed row by row underneath:

Customer & Party	Product Catalog	Policy Administration	Underwriting & Risk	Claims Management	Billing & Accounting	Reinsurance & Ceded Risk
Customers	Products	Policies	Underwriting_Submissions	Claims	Billing_Accounts	Reinsurance_Contracts
Customer_Addresses	Product_Lines	Policy_Versions	Underwriting_Referrals	Claim_Incidents	Invoices	Reinsurance_Layers
Customer_Contacts	Coverages	Policy_Risk_Locations	Loss_History	Claim_Parties	Invoice_Line_Items	Ceded_Portfolios
Party_Roles	Coverage_Limits	Insured_Assets	Risk_Assessments	Claim_Line_Items	Payments	Ceded_Premiums
Agents_Brokers	Deductibles	Policy_Coverages	Inspection_Reports	Claim_Adjusters	Payment_Allocations	Loss_Recoveries
Agency_Hierarchy	Rating_Factors	Policy_Deductibles	Compliance_Checks	Loss_Reserves	Commission_Schedules	Excess_Loss_Events
Underwriters	Rating_Tables	Policy_Parties	Bordereaux_Data	Claim_Payments	Commission_Statements	Reinsurer_Profiles
Vendors_Third_Party	Discounts_Surcharges	Policy_Documents	Binder_Agreements	Salvage_Subrogation	General_Ledger_Mapping	Retrocession_Agreements
—	Policy_Forms	Quotes	—	Litigation_Tracking	Fee_Schedules	—
—	Endorsement_Types	Quote_Line_Items	—	Fraud_Investigations	Write_Offs	—
—	—	Endorsements	—	—	—	—
—	—	Endorsement_Details	—	—	—	—
—	—	Renewals	—	—	—	—
—	—	Cancellations	—	—	—	—
—	—	Reinstatements	—	—	—	—
—	—	Policy_History_Audit	—	—	—	—

Designing a comprehensive enterprise-grade insurance database schema typically requires dividing tables into logical functional modules such as Customer Management, Policy Administration, Claims Processing, Billing & Payments, Underwriting, and Reinsurance.

Here is a structured list of 70 core database tables commonly found in a robust insurance core system (covering Property & Casualty (P&C) or Life insurance operations):

1. Customer & Party Management (Tables 1–8)

1. Customers – Core demographic and profile data for individual or corporate clients.
   
   
2. Customer_Addresses – Stores multi-address details (billing, mailing, risk location).
   
   
3. Customer_Contacts – Phone numbers, emails, and communication preferences.
   
   
4. Party_Roles – Defines roles like Insured, Policyholder, Beneficiary, Claimant, or Agent.
   
   
5. Agents_Brokers – Profiles of sales agents, brokers, and producer organizations.
   
   
6. Agency_Hierarchy – Manages organizational structures and commission reporting lines.
   
   
7. Underwriters – Staff profiles authorized to review and approve policies.
   
   
8. Vendors_Third_Party – External service providers (e.g., repair shops, medical examiners, legal).
   
   

2. Product & Configuration Catalog (Tables 9–18)

9. Products – Master catalog of insurance products offered (e.g., Auto, Home, Term Life).
   
   
10. Product_Lines – High-level categorizations (e.g., Personal Lines vs. Commercial Lines).
    
    
11. Coverages – Specific protections offered under a product (e.g., Collision, Comprehensive, Liability).
    
    
12. Coverage_Limits – Maximum payout thresholds associated with coverages.
    
    
13. Deductibles – Out-of-pocket amounts defined per coverage tier.
    
    
14. Rating_Factors – Variables used in pricing calculations (e.g., age, vehicle make, location risk score).
    
    
15. Rating_Tables – Matrix data containing base rates and multipliers.
    
    
16. Discounts_Surcharges – Promotional price adjustments or risk penalties.
    
    
17. Policy_Forms – Legal contract templates and standardized clauses attached to products.
    
    
18. Endorsement_Types – Catalog of mid-term modification options available to policies.
    
    

3. Policy Administration (Tables 19–34)

19. Policies – Master record of an active contract agreement.
    
    
20. Policy_Versions – Tracks snapshots of policy iterations through endorsements or renewals.
    
    
21. Policy_Risk_Locations – Properties, real estate, or business sites covered under a policy.
    
    
22. Insured_Assets – Specific items covered (e.g., specific vehicles, jewelry, equipment).
    
    
23. Policy_Coverages – Junction table linking specific policies to chosen coverages, limits, and deductibles.
    
    
24. Policy_Deductibles – Specific deductible configurations active on a policy.
    
    
25. Policy_Parties – Maps secondary stakeholders (additional insureds, mortgagees, beneficiaries) to a policy.
    
    
26. Policy_Documents – Metadata and storage links for generated declarations pages and policy PDFs.
    
    
27. Quotes – Temporary pricing iterations before a policy is bound.
    
    
28. Quote_Line_Items – Breakdowns of pricing components for a given quote.
    
    
29. Endorsements – Requests or records of mid-term policy modifications.
    
    
30. Endorsement_Details – Specific fields altered during an endorsement process.
    
    
31. Renewals – Tracks the lifecycle and status of annual or periodic policy renewals.
    
    
32. Cancellations – Records policy termination reasons, effective dates, and calculations.
    
    
33. Reinstatements – Tracks policies restored after cancellation (e.g., due to non-payment cure).
    
    
34. Policy_History_Audit – Detailed transaction log tracking every data modification on a policy.
    
    

4. Underwriting & Risk Management (Tables 35–42)

35. Underwriting_Submissions – Incoming requests for insurance coverage evaluation.
    
    
36. Underwriting_Referrals – Cases escalated to senior human underwriters due to high-risk triggers.
    
    
37. Loss_History – Past claims data or third-party reports (e.g., CLUE reports) associated with an applicant.
    
    
38. Risk_Assessments – Scores generated by automated third-party validation tools.
    
    
39. Inspection_Reports – Physical or virtual inspection documentation for high-value properties/assets.
    
    
40. Compliance_Checks – KYC, AML, and sanctions screening validation logs.
    
    
41. Bordereaux_Data – Aggregated summary reports shared with partners or syndicates.
    
    
42. Binder_Agreements – Temporary proof of coverage issued prior to full policy document generation.
    
    

5. Claims Management (Tables 53–57)

43. Claims – Master log of an incident reported against a policy.
    
    
44. Claim_Incidents – Time, location, and structural details of how an accident or loss occurred.
    
    
45. Claim_Parties – Involved entities (claimants, witnesses, at-fault parties, attorneys).
    
    
46. Claim_Line_Items – Specific damage categories or asset breakdowns being claimed.
    
    
47. Claim_Adjusters – Internal or independent claims handlers assigned to investigations.
    
    
48. Loss Reserves – Financial estimates set aside by the insurer for anticipated payouts.
    
    
49. Claim_Payments – Financial disbursements made to claimants, repair shops, or medical providers.
    
    
50. Salvage_Subrogation – Recovery tracking from third parties or salvaged asset liquidation.
    
    
51. Litigation_Tracking – Legal case files, court records, and legal expenses linked to contested claims.
    
    
52. Fraud_Investigations – Special Investigation Unit (SIU) flags, indicator scores, and audit trails.
    
    

6. Billing, Ledger & Premium Accounting (Tables 53–62)

53. Billing_Accounts – Groups one or more policies under a single billing arrangement.
    
    
54. Invoices – Premium bills generated and sent to policyholders.
    
    
55. Invoice_Line_Items – Breakdown of taxes, fees, and installment charges on an invoice.
    
    
56. Payments – Cash, credit card, or ACH transactions received from clients.
    
    
57. Payment_Allocations – Maps collected money to specific invoices or fee structures.
    
    
58. Commission_Schedules – Rules for calculating broker and agency payouts.
    
    
59. Commission_Statements – Periodic summaries of earnings and payouts due to agents.
    
    
60. General_Ledger_Mapping – Chart of accounts mapping definitions for financial reconciliation.
    
    
61. Fee_Schedules – Administrative, late, or installment fees applied to accounts.
    
    
62. Write_Offs – Records of uncollectible bad debt amounts.
    
    

7. Reinsurance & Ceded Risk (Tables 63–70)

63. Reinsurance_Contracts – Master agreements with reinsurance partners (treaties).
    
    
64. Reinsurance_Layers – Financial limits and risk retention structures per treaty.
    
    
65. Ceded_Portfolios – Policies or blocks of business assigned to a reinsurer.
    
    
66. Ceded_Premiums – Financial values transferred to reinsurers in exchange for risk coverage.
    
    
67. Loss_Recoveries – Claims reimbursement amounts collected back from reinsurers.
    
    
68. Excess_Loss_Events – Catastrophic events triggering high-tier reinsurance backing.
    
    
69. Reinsurer_Profiles – Corporate details and credit ratings of reinsurance partners.
    
    
70. Retrocession_Agreements – Secondary reinsurance arrangements where reinsurers pass on subsets of risk.
    
    

Would you like an entity-relationship (ER) diagram breakdown or a detailed schema design for any specific module (such as Claims or Policy Administration)?